Pro Global: Proactive US Workers’ Compensation and General Liability Audits Unlock Up to 18% Additional Premium for Insurers 

23rd October 2025 – Pro Global, the leading trusted advisor for the specialist insurance sector, today announces that insurers who adopt proactive approaches to premium audits for U.S. Workers’ Compensation (WC) and General Liability (GL) claims are realising substantial financial gains, with productive audits yielding up to 18% additional premium. 

According to aggregated results from audits conducted by Pro Global for leading US carriers over the last 18 months, too often, misclassification, payroll and sales underreporting, and failure to comply with state rating bureau requirements can result in premium leakage, compliance issues, and lost income. 

Premium audits for WC and GL are a crucial – and often mandatory – process for US carriers, ensuring that policyholder exposures such as payroll and classifications are reported accurately and final premiums correctly reflect the risks insured.  

Led by an experienced team of auditors and insurance experts, Pro Global’s WC / GL premium audit services enhance underwriting confidence, financial accuracy and operational performance by harnessing deep insurance expertise, regulatory alignment and integrated client collaboration.  

Robert Sherman, US Head of Audit and Advisory at Pro Global, said: “Accurate exposure reporting is the cornerstone of a sustainable insurance model, yet too often the industry accepts avoidable leakage. At Pro Global, we’ve demonstrated that when insurers engage in proactive, specialist-led audits, they not only ensure compliance and reduce disputes, but also unlock significant additional premium. For domestic US carriers, the benefits extend beyond revenue protection to include decreased disputes, improved customer satisfaction, stronger regulatory compliance, and seamless integration into existing operations. Looking ahead to 2026, this is a clear opportunity for carriers to strengthen underwriting confidence, financial accuracy, and customer satisfaction.”